PRODUCT DOCUMENTS

Product Name Prospectus Statement of Additional Information
New York Life IndexFlex Variable Annuity

UNDERLYING FUND DOCUMENTS

Fund Name Summary Prospectus Prospectus Statement of Additional Information Annual Report Semiannual Report Q1 Holdings Q3 Holdings
American Funds IS ® Asset Allocation Fund - Class 4
BlackRock® Global Allocation V.I. Fund - Class III Shares
Fidelity VIP Bond Index - Service Class 2
Fidelity® VIP FundsManager60%® Portfolio - Service Class
Fidelity® VIP International Index Portfolio - Service Class 2
Franklin Templeton Aggressive Model Portfolio
Franklin Templeton Conservative Model Portfolio - Class I
Franklin Templeton Moderate Model Portfolio
Franklin Templeton Moderately Aggressive Model Portfolio
Franklin Templeton Moderately Conservative Model Portfolio
MainStay VP Income Builder Portfolio - Initial Class
MainStay VP Janus Henderson Balanced Portfolio - Initial Class
MainStay VP MacKay S&P 500 Index Portfolio - Initial Class