PRODUCT DOCUMENTS

Product Name Prospectus

UNDERLYING FUND DOCUMENTS

Fund Name Summary Prospectus Prospectus Statement of Additional Information Annual Report Semiannual Report Q1 Holdings Q3 Holdings
BNY Mellon Investment Portfolios, Technology Growth Portfolio – Service Shares
Columbia Variable Portfolio - Small Cap Value Fund - Class 2
Fidelity® VIP ContrafundSM - Initial Class
Fidelity® VIP Equity-IncomeSM - Initial Class
Fidelity® VIP Mid Cap - Service Class 2
Janus Henderson Global Research Portfolio - Institutional Shares
Janus Henderson Global Research Portfolio - Service Shares
MainStay VP Balanced Portfolio
MainStay VP Bond Portfolio - Initial Class
MainStay VP Candriam Emerging Markets Equity
MainStay VP Conservative Allocation Portfolio
MainStay VP Epoch U.S. Equity Yield - Service Class
MainStay VP Equity Allocation
MainStay VP Fidelity Institutional AM® Utilities Portfolio - Initial Class
MainStay VP Floating Rate Portfolio
MainStay VP Growth Allocation
MainStay VP Income Builder Portfolio - Initial Class
MainStay VP Janus Henderson Balanced Portfolio - Initial Class
MainStay VP MacKay Convertible Portfolio - Initial Class
MainStay VP MacKay Government Portfolio - Initial Class
MainStay VP MacKay High Yield Corporate Bond Portfolio - Initial Class
MainStay VP MacKay International Equity Portfolio - Initial Class
MainStay VP MacKay S&P 500 Index Portfolio - Initial Class
MainStay VP Moderate Allocation Portfolio
MainStay VP Natural Resources—Initial Class
MainStay VP Small Cap Growth - Initial Class
MainStay VP T. Rowe Price Equity Income Portfolio
MainStay VP U.S. Government Money Market—Initial Class
NA
NA
MainStay VP Wellington Growth - Service Class
MainStay VP Wellington Mid Cap - Service Class
MainStay VP Wellington U.S. Equity - Service Class
MainStay Winslow VP Large Cap Growth - Initial Class
MFS® Investors Trust Series - Initial Class
MFS® Investors Trust Series - Service Class
MFS® Research Series - Initial Class
MFS® Research Series - Service Class
Neuberger Berman AMT Mid-Cap Growth Portfolio - Class I Shares
Neuberger Berman AMT Mid-Cap Growth Portfolio - Class S Shares