NewYorkLife - PRODUCT DOCUMENTS - UNDERLYING FUND DOCUMENTS

PRODUCT DOCUMENTS

Product Name	Prospectus	Financial Statements	Financial Statements
New York Life Variable Annuities	NA	NA	NA

UNDERLYING FUND DOCUMENTS

Underlying Funds
Fund Name	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
BNY Mellon Investment Portfolios, Technology Growth Portfolio – Service Shares	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Columbia Variable Portfolio - Small Cap Value Fund - Class 2	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Fidelity® VIP ContrafundSM - Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Fidelity® VIP Equity-IncomeSM - Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Fidelity® VIP Mid Cap - Service Class 2	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Janus Henderson Global Research Portfolio - Institutional Shares	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Janus Henderson Global Research Portfolio - Service Shares	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP American Century Sustainable Equity - Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Balanced Portfolio - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Bond - Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Candriam Emerging Markets Equity - Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Conservative Allocation Portfolio	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Epoch U.S. Equity Yield - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Equity Allocation – Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Fidelity Institutional AM® Utilities Portfolio - Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Floating Rate Portfolio – Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Growth Allocation – Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Income Builder Portfolio - Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Janus Henderson Balanced Portfolio - Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP MacKay Convertible Portfolio - Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP MacKay Government Portfolio - Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP MacKay High Yield Corporate Bond Portfolio - initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP MacKay International Equity Portfolio - Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Moderate Allocation Portfolio – Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Natural Resources—Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP S&P 500 Index – Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Small Cap Growth - Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP U.S. Government Money Market—Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	NA	NA
MainStay VP Wellington Growth - Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Wellington Mid Cap - Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Wellington U.S. Equity - Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay Winslow VP Large Cap Growth - Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MFS® Investors Trust Series - Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MFS® Investors Trust Series - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MFS® Research Series - Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MFS® Research Series - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Neuberger Berman AMT Mid-Cap Growth Portfolio - Class I Shares	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Neuberger Berman AMT Mid-Cap Growth Portfolio - Class S Shares	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings

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UNDERLYING FUND DOCUMENTS