NewYorkLife

PRODUCT DOCUMENTS

Product Funds
Product Name	Prospectus	Statement of Additional Information	Initial Summary Prospectus	Updating Summary Prospectus	Financial Statements	Financial Statements
New York Life Premier Variable Annuity - FP Series	Prospectus	Statement of Additional Information	Initial Summary Prospectus	Updating Summary Prospectus	Financial Statements - Separate Account III	Financial Statements - Separate Account IV

UNDERLYING FUND DOCUMENTS

Underlying Funds
Fund Name	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
AB VPS Growth & Income Portfolio - Class B	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
American Funds IS ® Asset Allocation Fund - Class 4	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
American Funds IS New World® Class 4	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
American Funds IS The Bond Fund of America - Class 4	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
American Funds IS Washington Mutual Investors Fund - Class 4	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
American Funds IS® Global Small Capitalization Fund® - Class 4	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
American Funds IS® Growth Fund - Class 4	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
BlackRock® Global Allocation V.I. Fund - Class III	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
BlackRock® High Yield V.I. Fund - Class III Shares	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
BNY Mellon Investment Portfolios, Technology Growth Portfolio – Service Shares	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
BNY Mellon Sustainable US Equity Portfolio - Service Shares	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
ClearBridge Variable Appreciation Portfolio - Class II	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Columbia Variable Portfolio - Intermediate Bond Fund - Class 2	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Columbia Variable Portfolio - Small Cap Value Fund - Class 2	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Columbia Variable Portfolio—Commodity Strategy Fund—Class 2	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Columbia Variable Portfolio—Emerging Markets Bond Fund—Class 2	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Delaware VIP Small Cap Value - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
DWS Alternative Asset Allocation VIP - Class B	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Fidelity ® VIP Investment Grade Bond Portfolio - Service Class 2	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Fidelity VIP Bond Index - Service Class 2	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Fidelity VIP Emerging Markets fund – Service Class 2	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Fidelity® VIP Growth Opportunities - Service Class 2	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Fidelity® VIP ContrafundSM - Service Class 2	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Fidelity® VIP Equity-IncomeSM - Service Class 2	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Fidelity® VIP FundsManager60%® Portfolio - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Fidelity® VIP Health Care Portfolio - Service Class 2	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Fidelity® VIP International Index Portfolio - Service Class 2	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Fidelity® VIP Mid Cap - Service Class 2	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Franklin Templeton Aggressive Model Portfolio - Class II	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Franklin Templeton Conservative Model Portfolio Class II	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Franklin Templeton Moderate Model Portfolio - Class II	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Franklin Templeton Moderately Aggressive Model Portfolio - Class II	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Franklin Templeton Moderately Conservative Model Portfolio - Class II	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Invesco V.I. EQV International Equity Fund - Series II Shares	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Invesco V.I. Main Street Small Cap Fund®	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Janus Henderson Enterprise Portfolio - Service Shares	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Janus Henderson Global Research Portfolio - Service Shares	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Balanced Portfolio - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Bond - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP CBRE Global Infrastructure Portfolio - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Conservative Allocation Portfolio	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Epoch U.S. Equity Yield - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Equity Allocation – Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Fidelity Institutional AM® Utilities Portfolio - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Floating Rate Portfolio – Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Growth Allocation – Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Income Builder Portfolio - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP IQ Hedge Multi-Strategy – Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Janus Henderson Balanced Portfolio - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP MacKay Convertible Portfolio - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP MacKay Government Portfolio - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP MacKay High Yield Corporate Bond Portfolio - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP MacKay International Equity Portfolio - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP MacKay Strategic Bond – Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Moderate Allocation Portfolio – Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Natural Resources—Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP PIMCO Real Return Portfolio – Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP S&P 500 Index – Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Small Cap Growth Portfolio – Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP U.S. Government Money Market—Initial Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	NA	NA
MainStay VP Wellington Mid Cap - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Wellington Small Cap - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Wellington U.S. Equity - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MainStay VP Winslow Large Cap Growth Portfolio – Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MFS ® VIT Research International Portfolio – Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MFS® International Intrinsic Value Portfolio – Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MFS® Investors Trust Series - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MFS® Mid Cap Value Portfolio - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
MFS® Research Series - Service Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Morgan Stanley VIF U.S. Real Estate Portfolio - Class II	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Neuberger Berman AMT Mid-Cap Growth Portfolio - Class S Shares	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
PIMCO International Bond Portfolio (U.S. Dollar-Hedged) - Advisor Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
PIMCO VIT Income Portfolio - Advisor Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
PIMCO VIT Low Duration Portfolio — Advisor Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
PIMCO VIT Total Return Portfolio Advisor Class	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings
Western Asset Core Plus VIT - Class II	Summary Prospectus	Prospectus	Statement of Additional Information	Annual Report	Semiannual Report	Q1 Holdings	Q3 Holdings

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UNDERLYING FUND DOCUMENTS